MCCU Credit Cards
Limited-Time Balance Transfer Offer
When you’re paying high interest, it’s harder to get ahead. MCCU’s limited-time balance transfer offer helps you put your money where it belongs, toward your goals, not finance charges.
With 0% APR* for 6 months on transferred balances, every payment you make works harder for you.
Transfer balances to your MCCU Mastercard® Rewards Card between February 1 and April 30, 2026 and enjoy:
- 0% APR* for 6 months on balance transfers
- No balance transfer fees
- No annual fee
This offer is available to both new and existing MCCU credit cardholders.
Already a MCCU Credit Card holder? Start your balance transfer today in one of 3 ways!
Request a abalance transfer by logging into online banking and selecting "Go To PSCU Card Management", complete this online request form, or stop into any MCCU branch location!
Don't have an MCCU Credit Card? Apply Today!
*APR = Annual Percentage Rate. Promotional 0% APR applies to balance transfers completed during the promotional period of 2/1/2026 through 4/30/2026 and is valid for the first six (6) billing cycles from the date of transfer approval. After the promotional period ends, the APR will revert to the card’s standard fixed rate, currently ranging from 9.99% to 17.99% APR as of 2/1/2026, based on creditworthiness. This offer is not eligible for secured credit cards or business credit cards. Existing balances on the same credit card account do not qualify. Balance transfers do not earn rewards. No annual fee. No balance transfer fee. Membership required. Rates and terms are subject to change without notice. Additional terms and conditions may apply.
Tired of High Credit Card Rates?
Discover How Much You Could Save with MCCU's Mastercard Platinum Reward Card!
Simplify your financial life with a credit card that offers transparency, competitive rates, and valuable rewards.
Whether you're opening a new credit card or transferring a balance, MCCU's Mastercard Platinum Reward card has everything you need.
Why Choose MCCU's Mastercard Platinum Reward Cards?
MCCU Mastercard Platinum Reward Card Offers:
Competitive Interest Rates: From 9.99% - 17.99% APR*.
No Fee Balance Transfers*: Save more with $0 balance transfer fees.
No Fee Cash Advances*: Access cash without the extra cost.
Earn Rewards Every Time You Swipe: Redeem points with our rewards program for cash back, gift cards, and more.
Modern Payment Options: Use Apple Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.
*APR = Annual Percentage Rate. Lowest rate is for top tier credit. Click here for credit card information. Balance transfers are processed as purchases; no cash advance rate or fees apply. Cash advance transaction rates are 2% higher than your base rate. Credit Card approval and rates subject to membership and creditworthiness. Rates, terms, and conditions are subject to change without notice.
*APR = Annual Percentage Rate. The APR in our comparisons reflects interest rates on purchases only and excludes introductory rates, balance transfers, cash advances, and fees. For a complete understanding of all costs, please review the full terms and conditions for each credit card. For purposes of this chart, “MCCU Rate - Excellent Credit” is defined as credit scores of 760 or higher, and “MCCU Rate - Good Credit” is defined as credit scores between 720-759. Industry Average Rates obtained from Wallet Hub and pertain to new credit card offers, updated March 2025.
Take the First Step Toward Better Savings with MCCU!
Ready to Make the Switch?
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