Auto Loans
In the market for a new or used vehicle? Or are you looking to lower your monthly payment on an existing auto loan? We've got just what you're looking for!
- Local servicing
- Terms up to 84 months
- Protection plans available to cover you and your vehicle in the event of an accident or total loss
- No early repayment penalty
- First Time Auto Buyer program
- Convenient pre-approval process
- Discounted Carfax reports available for all members
- Loan options available for older vehicles
- Easy loan refinance process
Choose Local. Earn More.
When it comes to your auto loan, where you choose to refinance matters. For a limited time, take advantage of rates as low as 5.24% APR* and earn a $200 bonus* on qualifying auto loans with MCCU.
Whether you’re lowering your payment, shortening your term, or buying out a lease, we make it easy to switch and start saving. Choose local, earn more, and drive forward with confidence.
*APR = Annual Percentage Rate. Offer valid for refinanced auto loans submitted starting April 1, 2026. Includes lease buybacks. Existing Monroe Community Credit Union (MCCU) loans do not qualify. Eligible with MCCU Heroes Program. Minimum loan amount is $15,000. $200 awarded for each qualified refinanced loan and paid into borrower's share account within 10 days after closing. Account must be in good standing at payout. Example: $15,000 loan for 60 months at 5.24% APR = $284.74/month. Actual rate may vary based on credit history and underwriting. No early repayment penalty. All programs, rates, terms, and conditions subject to change without notice. MCCU is an equal opportunity lender, federally insured by the NCUA.
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