Open an Account with MCCU!

Are you looking for a financial institution that puts your needs first? Look no further than Monroe Community Credit Union! Our services go beyond accounts and loans to give nearly 30,000 MCCU members the financial solutions they're looking for. 

Our field of membership includes those who live, work, worship, or attend school in the State of Michigan and in the Ohio counties of Fulton, Lucas, or Wood. 

Please note: You can also become a member of MCCU if you are an immediate relation to a current member or live in the same household as a current member.

A huge part of our credit union’s mission is to support and give back to our local community. We do this through a combination of the products and services we provide to our membership, sponsorships, our credit union team members volunteering their time, and supporting the efforts of local non-profit organizations. The last few years have shown it’s more important than ever to be engaged and supportive of our local agencies and we’re very excited to roll out a brand-new program designed specifically for that purpose: Member Match! For every new membership opened at Monroe Community Credit Union in 2023 we will match the initial $5 deposit required to join our cooperative and donate $5 on behalf of our new member.

Learn More

How can I join the credit union?

We like to make it easy for people to join our credit union, so to become a member of MCCU you can open your savings account online by clicking below!

Join Online


FAQ - Opening an MCCU Savings Account Online

Can I open a joint account through online account opening?

At this time online account opening is for single memberships only. However, once your account is open a joint can be added. Ask a MCCU representative for more information on how to add a joint.

Can business, minor or payee accounts be opened online?

No, online account opening is intended for personal, individual memberships only.

If I cannot upload my ID can I bring it in later?

Yes! Uploading an ID image is not a requirement to complete the online account opening process. However, we will need to obtain acceptable photo ID before any transactions can be conducted.

Do I have to use a debit/credit card to fund my new account?

There are multiple options for funding your new account. If you are unable or choose not to fund your account with your debit/credit card, new members can choose to bring in cash for your first deposit.

Can I open a checking account online?   

Online account opening can only be used for savings accounts at this time. Once you’re logged into online banking there are multiple options for other sub-accounts that can be opened. Please contact us for more information on opening a checking account with us!

When do I get my ATM/Debit card?

If you elect to open your membership online, an ATM/Debit card can be ordered as soon as 30 days after opening your new MCCU account.

How can I obtain information to set up my direct deposit?

Please contact us at 734-242-3222 or visit a branch to get direct deposit information.

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