Benefits Plus®

Are you looking to get more out of your membership? Look no further! MCCU has partnered with Benefits Plus® to be able to offer over 60 exclusive member benefits!

Member feedback: "When booking a car on Spirit (combined with a flight) they were asking for $100/day or more just for the car. Through Benefits Plus I was able to get a nice Jeep Wrangler for $47/day and they offered collision insurance for $11/day, which normally runs about $25/day! I was able to save quite a bit of money!" - Erica T.

Some of the most popular benefits in the program are: 

  • Cellular Care Coverage 
    • Get reimbursed for up to $600 for the costs associated with repairing your device1
      • Accidental Damage (including cracked screens)
      • Water Damage (including immersion)
      • Drops
      • Electrical Malfunction
  • Ultimate ID Protection
    • 3 Bureau daily credit monitoring2
    • Internet monitoring
    • Credential vault
      • Here you can enter any information you'd like to have monitored such as your driver's license number or email address
    • Instant inquiry alerts
  • Travel Services - Get guaranteed lowest pricing and some cash back rewards
    • Air Travel
    • Hotels, Condo Rentals
      • This includes Airbnb and VRBO!
    • Car Rentals
    • Cruises
  • Health and Wellness
    • 24/7 MyIdealDoctor
    • Hearing Care
    • Prescription Savings
    • Vision Services
  • Family Benefits
    • Gas and Grocery Gift Cards
    • Grocery Coupon Club
    • Wholesale Savings Club Discounts
      • Costco
      • Sam's Club
      • BJ's Wholesale Club
    • College Care Packages
  • TicketXpress
    • Save up to 50% off of:
      • Movies
      • Sporting Events
      • Concerts
      • Theme Parks
      • Ski Resorts
      • Zoos
      • Aquariums
      • And more! 
  • Retail Stores, Dining, and Gifts
    • Gift Cards
    • Dining Dough
    • Dinner and a Movie
    • Office and School Supplies
  • Cash Back Rewards and SavingsXpress
    • 500,000 local, regional, national and franchise offers across the US and Canada
      • Save on dining, attractions, activities, shopping, services, and more!
  • Click here to visit their website and see the complete list of services and discounts!


To learn more, or access your benefits, you can visit their website or through their app:

Appleappdownload Googleappdownload






1 Reimbursements are subject to coverage limits. Other restrictions apply.

2Credit Monitoring and the ULTIMATE ID® program begins when you successfully validate your identity. An active email address is required to complete the activation process. To report an identity theft incident or for assistance obtaining your activation code, please call 877.279.6338 and speak with a dedicated ULTIMATE ID® recovery advocate. Certain restrictions and limitations apply. Visit for complete terms and conditions and program eligibility. No one can prevent all identity theft. The Benefits Plus® Membership Fee of $5.95 applies whether or not you activate ULTIMATE ID® and whether or not you qualify for all its services.


Monroe Community Credit Union has selected Generations Gold, Inc. a fully independent third-party benefits provider, to provide travel and other discounted services on an exclusive basis directly to Benefits Plus® Program. Monroe Community Credit Union assumes no liability for any of the third-party providers in fulfilling their services. All liabilities, claims, damages, and demands are the sole and direct responsibility of Generations Gold, Inc. and its independent services or benefits providers. Discounts received through Benefits Plus® Program may not be used in conjunction with any other discounts. Benefits and services available through the Program are subject to change without notice. Not all plans and discounts are available in all areas. Please refer to the actual policies for terms, conditions, and exclusions of coverage. View complete terms, conditions, exclusions and complete program details by visiting or calling 866.329.7587. © 2020, Generations Gold, Inc. All rights reserved.

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