High Yield Savings Account

This savings account yields a higher rate of interest for members that maintain larger balances with MCCU. Keep in mind a minimum balance of $2,500 must be maintained at all times, and if you don't maintain this balance the remaining balance will be transferred to your primary savings.

  • Only $2,500 to open
  • Earn dividends on all balances
  • Tiered rates--the higher your balance, the more interest you’ll earn
  • No monthly fee with average daily balance of $2,500+
  • Direct deposit available for all or just a portion of your check
  • Enjoy the convenience of 24/7 account access through online and mobile banking

Saving Accounts
Effective Date: Saturday June 19, 2021
NameDividend RateAPY*Minimum Opening Balance
Basic Savings 0.05% 0.05% $5.00 ($300 to earn)
High Yield Savings 0.05% 0.05% $2,500
High Yield Savings 0.10% 0.10% Over $25,000
High Yield Savings 0.15% 0.15% Over $50,000
Holiday Savings 0.05% 0.05% $0.00 ($100 to earn interest)
Vacation Savings 0.00% 0.00% $0.00
IRA Savings (Traditional, Roth, and Educational) 0.05% 0.05% $0.00
*APY = Annual Percentage Yield

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