Wouldn’t it be great if there were someone out there dedicated to making your life easier? At Monroe Community Credit Union, we’re here to do just that! Our services go beyond accounts and loans to give nearly 30,000 MCCU members the financial solutions they're looking for. 

Our field of membership includes those who live, work, worship, or attend school in the State of Michigan and in Ohio counties of Fulton, Lucas, and Wood. 

Please note: You can also become a member of MCCU if you are an immediate relation to a current member or live in the same household as a current member.

Advantages of Membership at a Credit Union

As is customary with not-for-profit institutions, our credit union’s first priority is to serve the needs of our members. Because we do not have stockholders, our profits are reinvested back to the people they belong to, by way of dividends, lower rates and lower service fees. We are very active in our community and make efforts to give back in ways that will positively impact our membership because, as a member-owned and governed institution, our members are always our top priority. If you are interested in a side-by-side comparison of joining a credit union over a bank, please visit our Why Choose a Credit Union page. In a great testament of our dedication to our members, MCCU was voted 'Best Credit Union' in 2019, 2020, and 2021 and 'Best Mortgage Lender' in Monroe County in 2019 and 2021.

Our credit union is democratically controlled and run by a volunteer Board of Directors who are elected by the members of the credit union at our annual meeting. The individuals on the board of directors are all members and any member can run for a spot on the board. All of our credit union members have a say in how the credit union is operated. The day-to-day managers of the credit union, and the team members who serve our members' needs, are experienced professionals who are here to help you navigate the financial industry. We also have financial counselors on staff who can help you establish a budget, pay off debt, save money, and more!

In addition, MCCU members receive special offers and discounts with Sam's Club, Turbo Tax, asurionhome+, TruStage Insurance, Rental Kharma, and SimpliSafe through Love My Credit Union, discounted Cedar Point tickets (available for purchase at any MCCU location during their regular season), discounted Mechanical Repair Coverage, GAP insurance, Carfax reports, and more!

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