Mortgage Loans

Let Monroe Community Credit Union help you get your dream home! We offer a variety of mortgage solutions to make sure you find a place to call home—with a loan that meets your needs and fits your budget. We know buying a home is often the largest investment person makes in their lifetime. To help our members make this investment, we're offering up to a $1,000 credit* toward closing costs!

Our Mortgage Originators are available:

  • Monday - Friday: 9:00 AM - 7:00 PM
  • Saturday: 9:00 AM - 3:00 PM 

MCCU Mortgages

Tackling today’s real estate market is a challenge to say the least! The rules seem to change daily, and keeping up can be tricky. Our Mortgage Originators stay on top of the latest regulations and rules to offer high-quality, no-nonsense loans that are in your best interest. Whether you’re buying your first home or refinancing an existing one, our mortgage originators offer smart and stable products to suit your individual needs no matter where you are in life.

MCCU’s rates are highly competitive, and all closing costs will be fully disclosed. In addition, you’ll appreciate low closing costs and outstanding local service throughout the life of your loan. Plus, your monthly payment can be made through online banking or you can stop in and make a payment in person at any of our locations. So visit our mortgage portal today to see what we can do for you! If you prefer to discuss your mortgage options in person, please call or stop in during regular business hours to schedule an appointment. One of our Mortgage Originators will be happy to discuss your needs and guide you on the right path to home ownership.

  • Maximum mortgage available: $453,100
  • Financing available with down payments as low as 3%
  • Can be used as a cash out refinance option for home improvements or debt consolidation
  • Flexible terms available up to 30 years

 

Check Rates or Apply Now

 

From an MCCU member: "I would like to thank MCCU and Cindy Nichols for our new mortgage. Cindy did a GREAT job. She made the entire process a pleasant one and we thank all involved." - William R.

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