Recreational Loans

Large Recreational Loans (Boats, Motorhomes, Travel Trailers)

• Terms up to 180 months
• Protection plans available to cover you and your vehicle in the event of an accident or total loss
• No early repayment penalty

Small Recreational Loans (ATVs/UTVs, Snowmobiles, Jet Ski)

• Terms up to 72 months
• Protection plans available to cover you and your vehicle in the event of an accident or total loss
• No early repayment penalty

Motorcycle Loans

• Terms up to 84 months
• Protection plans available to cover you and your vehicle in the event of an accident or total loss
• No early repayment penalty

Choose Local. Earn More.

When it comes to your recreational loan, where you choose to refinance matters. For a limited time, take advantage of rates as low as 6.24% APR* and earn a $200 bonus* on qualifying auto loans with MCCU.

Whether you’re looking to lower your payment or shorten your term, we make it easy to switch and start saving so you can focus on where the road takes you next. Choose local, earn more, and travel with confidence.

*APR = Annual Percentage Rate. Offer valid for refinanced auto, motorcycle, and recreational loans submitted from April 1, 2026 to June 30, 2026. Includes lease buybacks. Existing Monroe Community Credit Union (MCCU) loans do not qualify. Eligible with MCCU Heroes Program. Minimum loan amount is $15,000. $200 awarded for each qualified refinanced loan and paid into borrower's share account within 10 days after closing. Account must be in good standing at payout. Example: $15,000 loan for 72 months at 6.24% APR = $250.36/month. Actual rate may vary based on vehicle type, credit history, and underwriting. No early repayment penalty. All programs, rates, terms, and conditions subject to change without notice. MCCU is an equal opportunity lender, federally insured by the NCUA.