Youth Savings Accounts

Your journey to saving starts here. MCCU Youth Savings helps kids and teens grow their money, learn smart habits, and reach their goals—one step at a time.

For Ages 0–15:
Start building your savings with a joint account*—open it with a parent or guardian and watch your money grow.

For Ages 16–17:
Open your own savings account* and take charge of your goals—no parent needed if you have a valid photo ID.

Why you'll Love It:

• Open with as little as $5.00
• Earn dividends monthly, no minimum balance to earn
• ATM card available for members 13 and older*
• Funds can be transferred from other member accounts to help them save

Visit us at any MCCU branch location to open your account

or

Complete an application online and a MCCU team member will reach out to you to complete the process.

*Monroe Community Credit Union (MCCU) Membership eligibility required. $5.00 minimum opening deposit. Account opening for individuals aged 13 to 15 requires joint ownership with a parent or legal guardian who qualifies for membership with MCCU. Members 16-17 years old may open an account individually, with valid photo identification. Debit cards and ATM cards issued to members ages 13-15 require parent/guardian consent waiver. No monthly maintenance fee. No minimum balance requirement. MCCU is Federally Insured by NCUA.

Other Youth Accounts

Other Youth Savings Accounts:

• Secondary Savings Account
• High Yield Savings Account

Youth CDs: 

A Youth Certificate of Deposit (CD) is a great way to start saving for the future!

• Open with as little as $250
• Continuously add funds over the term of the CD
• Earn dividends monthly
• Competitive rates
• No annual fees
• Terms from 12 - 36 months

Checking Accounts:

Check out our Local Roots Checking available for ages 13-17.